Products

money and calculator

Peoples Bank wants to provide products that meet the financial needs of our great customers. Find a product below that not only meets your financial needs, but also provides a ton of FREE stuff as well!!

Totally Free Checking

  • $.01 minimum deposit required to open
  • FREE eStatements
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

BankOn

BankOn Account Logo

BankOn is a checkless checking account with these great benefits:

  • Maximum Control: Only spend the money you have. You can’t incur overdraft fees.
  • Easy to Use: Use your FREE debit card anywhere that Mastercard is accepted and at ATMs*.
  • Manageable Costs: Minimum opening deposit is only $.01. Monthly Service Charge is $5.
  • Easy to Fund: Make deposits to your BankOn account by direct deposit, in-branch deposit, account to account transfer with FREE Online Banking or FREE Mobile Banking, and FREE Mobile Deposit.
  • Easy Record Keeping: FREE electronic statements come with your BankOn account. If mailed paper statements are desired there is a $2.00 per month fee.
  • Free Gift: You get to choose a FREE thank you gift at account opening.

*$2.00 ATM fee for using any non-Peoples Bank ATM. Owner of the ATM may add an additional fee.

50+ Interest Checking

  • FREE for customers age 50 or better!
  • $.01 minimum deposit required to open
  • FREE Personalized Checks
  • Competitive Interest
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

Peoples Platinum

  • Our highest personal checking interest rate
  • $.01 minimum deposit required to open
  • FREE Personalized Checks
  • Competitive Interest
  • No Minimum Balance
  • Only $6 Monthly Charge if minimum balance falls below $2500
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

Peoples Checking

  • $.01 minimum deposit required to open
  • FREE paper statements
  • Only a $3 per monthly charge
  • No Minimum Balance
  • No per check charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

Totally Free Business Checking

  • $.01 minimum deposit required to open
  • No Minimum Balance
  • No Monthly Service Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

Business Interest Checking

  • $.01 minimum deposit required to open
  • Competitive interest rate paid on available balances.
  • Only $5,000 minimum balance to avoid a low monthly fee of $6

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

Regular Savings

  • $0.01 minimum deposit required to open
  • $2 monthly service charge if daily balance falls below $200
    (Service charge waived first month)
  • No service charge for minor accounts until age 18
  • Interest compounded quarterly
  • Three withdrawals per quarter at no charge
    ($3 for every following withdrawal)
  • $5 closing fee if account is open less than 6 months
  • Quarterly statement (no checks or images provided, but images available online) sent by mail or email

Interest Bearing Health Savings Account

  • No minimum deposit required to open
  • Qualifying contributions are tax deductible
  • Withdrawals are tax free when used for qualified health expenses
  • Monthly Imaged Statement sent by email
  • Interest rate subject to rate schedule, rates are tiered based on account balance
  • Must have High Deductible Health Plan

Round Up Savings

What is Round Up Savings? It’s a fun way to build up your savings account, with an affordable opening balance. Each time you use your debit card, we round up your purchase amount to the nearest dollar and your checking account is charged for the even dollar amount. The difference is then automatically transferred to your Round Up Savings account.

 

  • $0.01 minimum deposit required to open
  • $2 monthly service charge if daily balance falls below $200 unless the customer has a round Up transaction that month
  • No service charge for minor accounts until age 18
  • Interest compounded quarterly
  • Three withdrawals per quarter at no charge
    ($3 for every following withdrawal)
  • $5 closing fee if account is open less than 6 months
  • Quarterly statement (no checks or images provided, but images available online) sent by email.

Companion Savings Account

  • Customers who open a new CD with a term of 5 months or more are eligible to open a Companion Savings Account (CSA) for up to the amount of the new CD. The new CSA must be opened the same day as the CD. No other deposits will be allowed unless a new qualifying CD is opened.
  • No maintenance fees or low-balance fees
  • No minimum balance required
  • Interest is compounded quarterly and credited to the account
  • You can withdraw any amount at any time, either in person or by personal request

Limited Edition Savings Account

  • Available on an invitation-only basis
  • Customers who have a CD maturing that had a term of at least 5 months and who don’t want to renew or purchase a new CD are eligible to open a Limited Edition Savings Account (LES). They may deposit any amount in the LES up to the amount of the CD. The deposit must be made on the same day as the CD is cashed in. Further deposits will be allowed under the same eligibility rules.
  • No maintenance fees or low-balance fees
  • No minimum balance required
  • Interest is compounded quarterly and credited to the account
  • You can withdraw any amount at any time, either in person or by personal request

Overdraft Coverage Options